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Swapping of loan of other Housing Finance Institutions
 
Downlaod Application FormCLICK HERE FOR DOWNLOADING LOAN APPLICATION FORM
 
TERMS AND CONDITIONS OF LOAN
1
Processing fee/Advocate fee Rs. 5000/-
2
Eligibility -Applicant must enroll himself as Nominal Member by paying Rs. 200/-
- Property should be in Delhi.
- 65 months Gross Income Subject to deduction or
- Loan upto 90 % of the total cost of the property
- Margin Money
Total Cost   Margin Money ( Borrower's Share)
Upto Rs. 50 Lakhs  10%
Rs. 50 lakh to Rs. 70 Lakhs  20%
Above Rs. 70 Lakhs  30%

- or Rs. 150.00 lakh, whichever is less.**
- For the purpose of raising loans income of co-borrower will be taken into account.
3
Rate of interest Click Here for Rate of Interest Table
4
Loan repayment period Maximum loan upto 20 years.
5
Security for loan - Personal surety(s) of one individual resident of Delhi of equal status. (Not in Blood Relation)
- Deposit of title deed as mortgage relating to the property being financed with first charge.
6
How to make repayment Repayment will be made by ECS/Cheque on or before 8th of every month marked "Payee Account Only" favouring
DELHI CO- OPERATIVE HOUSING FINANCE CORPORATION LTD. or "DCHFC LTD."
"Demand Draft" payable at Delhi/New Delhi. Outstation cheques and cash not accepted.
7
E.M.I. for loan of Rs. 1.5 lakh for 20 years @8.25% p.a. Rs. 852
 ** Conditions Apply