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Purchase of Free-hold Property
 
Downlaod Application FormCLICK HERE FOR DOWNLOADING LOAN APPLICATION FORM
 
TERMS AND CONDITIONS OF LOAN
1
Processing Fee/Advocate charges Rs. 6500/-
2
Eligibility -Applicant must enroll himself as Nominal Member by paying Rs. 236/-
- Property should be in Delhi/NCR.
- 65 months Gross Income Subject to deduction or
- Loan upto 90 % of the total cost of the property or
- Margin Money
Total Cost   Margin Money ( Borrower's Share)
Upto Rs. 50 Lakhs  10%
Above Rs. 50 Lakhs  20%

- or Rs. 500.00 lakh, whichever is less.**
3
Rate of interest Click Here for Rate of Interest Table
4
Loan repayment period Maximum loan upto 20 years.
5
Security for loan - Personal surety(s) of one individual resident of Delhi of equal status. (Not in Blood Relation)
- First mortgage of housing unit to be financed by - way of deposit of "all the original documents executed by seller".
6
How to make repayment Repayment will be made by ECS/Cheque on or before 8th of every month marked "Payee Account Only" favouring
DELHI CO-OPERATIVE HOUSING FINANCE CORPORATION LTD. or "DCHFC LTD."
"Demand Draft" payable at Delhi / New Delhi.
Outstation cheque and cash not accepted
7
E.M.I. for loan of Rs. 1 lakh for 20 years @8.25% p.a. Rs. 852
** Conditions Apply