| SALIENT FEATURES |
| |
| RATE OF INTEREST (ON MONTHLY REDUCING BALANCE)
W.E.F : 01.01.2024
|
| FLOATING
RATE OF INTEREST ON MONTHLY REDUCING BALANCE |
|
|
|
Loan Amount Upto(Rs.)
|
Tenure Of Loan(years)
|
ROI(%p.a.)
|
E.M.I.
per lakh (Rs.)
|
|
Rs. 5,00,00,000/-
|
1
- 20 Years
|
8.25%
|
2040 for 5 years
|
|
1227 for 10 Years
|
|
970 for 15 Years
|
|
852 for 20 Years
|
|
| |
|
|
|
|
| |
| FIXED RATE OF INTEREST ON MONTHLY REDUCING BALANCE |
| |
|
Loan Amount Upto (Rs.) |
Tenure Of Loan(years) |
ROI(%p.a.) |
E.M.I.
per lakh (Rs.) |
|
Rs. 5,00,00,000/-
|
1
-20 Years
|
10.30%
|
2140
for 5 Years
|
|
1338
for 10 Years |
|
1093 for 15 Years |
|
985
for 20 Years |
|
| |
| |
Rate
of Interest for Loan
to Employees of Central Government / Delhi Government/ Government Undertakings |
| |
| FLOATING
RATE OF INTEREST ON MONTHLY REDUCING BALANCE |
|
|
Loan Amount Upto(Rs.)
|
Tenure Of Loan(Years)
|
ROI(%p.a.)
|
E.M.I.
per lakh (Rs.)
|
|
Rs. 5,00,00,000/-
|
1
- 20 Years
|
8.00%
|
2028
for 5 Years
|
|
1213
for 10 Years
|
|
956 for 15 Years
|
|
836
for 20 Years
|
|
| |
|
|
| |
| FIXED
RATE OF INTEREST ON MONTHLY REDUCING BALANCE |
| |
|
Loan Amount Upto (Rs.)
|
Tenure Of Loan (Years)
|
ROI(%p.a.)
|
E.M.I.
per lakh (Rs.)
|
|
Rs. 5,00,00,000/-
|
1
-20 Years
|
10.00%
|
2125
for 5 Years
|
|
1322
for 10 Years
|
|
1075 for 15 Years
|
|
965 for 20 Years
|
|
| |
